In 2002 we created our first underwriting website to educate the
consumer about Mortgage
Underwriting Guidelines. It was a great success.
surprised us though was that at least 50 % of the questions we were getting
from website visitors were sent by people in the industry: Loan
Officers, Processors, Underwriters, and Agents.
We then created a website to
help the For Sale By Owner.
The site has good information and provides the FSBO with a free place to
list their home.
February of 2008 we created two more sites. One site is about FHA
guidelines for the consumer and the other one is a FHA
mortgage underwriting website in much more detail focused toward
In July of 2008 we went to a mortgage
training program hosted by Rural Housing (USDA Rural Development) where we learned of a mortgage program that in many
ways is better than FHA. That is why we built this web site.
really believe that if Real Estate Agents, Mortgage Professionals or even FSBOs really
this program it would benefit them a great deal. The Rural Housing
Guarantee Program has built in factors to
prevent people from buying more home then they can afford. It has
many benefits that really serve our communities.
not associated with Rural Development. We are trying to get the
word out to consumers and mortgage professionals so everyone can use this program. We will always need a
100% LTV mortgage with set controls. Rural development's main web
site is here: rurdev.usda.gov
On the USDA web site you can locate the
nearest office to your location and you can see the actual income charts
that are based on each counties median income
this site helps you. Send us your questions and remember we don't
sell or share your information with anyone. Email
Cartersville, Ga. 30120